Medical Aid
Medical Aid makes provision for Healthcare needs; including but not limited to: Surgery and Hospital Admissions, Dentistry, Acute and Chronic Medication, etc
Investment Planning
Investment Planning is the process of matching your financial goals and objectives with your financial resources. There are numerous types of Investment products and fund choices to suite your specific need which all consist of the 4 main asset classes namely: Cash, Equities, Bonds and Property.
Retirement Planning
Retirement planning is the process of determining retirement income goals and the actions and decisions necessary for Retirement.
Risk Planning
The FNA (Financial Needs Analysis) is conducted to ensure that all your assets and liabilities, current and upon death, are taken into consideration when calculating your Financial Plan.
Estate planning
The main goal is to ensure Estate Liquidity upon Death. Not only to provide for your loved ones but to make provision for financial obligations such as Estate costs.
Compulsory & Voluntary Investments
Compulsory Investments refer to Pension/Annuities (Income) generated from Retirement funds upon retirement. Compulsory Investments is regulated by Law under the Pension Fund Act. Voluntary Investments refer to the flexibility of investing in different investment vehicles by choice.
Offshore Investments
Direct Offshore or Asset Swap Investments can be used to diversify your investment portfolio according to your personalized risk portfolio, such as Aggressive/Moderate/Conservative Investors.
Wills & Reviews
A Will, also called ‘Last Will and Testament’, is the most important document needed for Estate Planning. The document will state your final wishes upon Death and should preferably be drafted professionally.
Business Assurance
Business Assurance consist of (included, but not limited to) Buy-and-Sell Assurance and Agreements, Keyman Assurance and Contingent Liability. Most commonly used for Business Owners in Companies, Partnerships and Closed Corporations.
Employee Benefits
These benefits are provided by Employers to their Employees such as GLA (Group Life Assurance), Provident/Pension Funds, Funeral Benefits and PHI (Permanent Health Insurance), etc.
